Interest Rates

EMI For Rs. 1 Lakh

Sr.No. Type of Loan Time Period EMI per Lakh
1 Education Loan
1) Education (Personal)
60 months Rs. 2,225/-
2) Education (Institution) 84 months Rs. 1,793/-
2 Automobile Loan (New and Old) 84 months Rs. 1,713/-
3 Home Loan
1) Up to 10 Lakhs
180 months
240 months
Rs. 1,105/-
Rs. 998/-
2) More than 10 Lakhs 180 months
240 months
Rs. 1,168/-
Rs. 1,066/-
4 Personal Loan 60 months Rs. 2,275/-
5 Business Priority Loan/ Professional Loan 84 months Rs. 1,766/-
6 Machinery Loan/Higher Purchase Loan 60 months Rs. 2,250/-
7 Annasaheb Patil Aarthik Vikas Mahamandal Yojana 60 months Rs. 2,327/-
8 Godavari Silver Jubilee Loan Scheme 84 months Rs. 1,661/-
9 Godavari Unnati Loan Scheme up to Rs. 50,000/- 60 months Rs. 1,063/-
10 Education Sevak Personal Loan Scheme 36 months Rs. 3,227/-
11 Corporate Rental Contract Loan Scheme 84 months Rs. 1,820/-
12 Coaching Class Fees Education Loan Scheme 24 months Rs. 4,731/-
13 Women Self-Employment Scheme (for Rs.40,000/-) 24 months Rs. 2,115/-

EMI rates mentioned above are for an amount of 1 Lakh and limited to borrowers who repay the loans at regular intervals. *Conditions Applied*

Interest Rates

Sr.No. Type of Loan EMI per Lakh
1 Gold Mortgage Loan (Up to Rs.10 Lakhs) 9.00%
2 Education Loan
1) Personal
12.00%
2)Institution 12.50%
3 Automobile Loan (Old and New) 11.00%
4 Home Loan
1) Up to Rs. 10 Lakhs
10.50%
2) More than Rs. 10 Lakhs 11.50%
5 Personal Loan 13.00%
6 Business Priority Loan/ Professional Loan 12.00%
7 Machinery Loan/Higher Purchase Loan 12.50%
8 Hypothecation/ Cash Credit Loan
1) Upto Rs. 5 Lakhs
13.50%
2) More than Rs.5 Lakhs 14.50%
9 Annasaheb Patil Aarthik Vikas Mahamandal Yojana 14.00%
10 Godavari Silver Jubilee Loan Scheme 10.00%
11 Godavari Unnati Loan Scheme up to Rs. 50,000/- 10.00%
12 Education Sevak Personal Loan Scheme 10.00%
13 Corporate Rental Contract Loan Scheme 13.00%
14 Coaching Class Fees Education Loan Scheme 12.50%

2% discount on interest and 1% discount on home loans if EMI’s are paid before 10th of every month. (Rebate) (Excluding Gold Mortgage, Godavari Unnati Loan Scheme, Education Sevak Personal Loan Scheme and Godavari Silver Jubilee Loan Scheme) *Conditions Applied*

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