Financial Positions

Comparative Position for Last Five Years

Financial Position 2016-2017 2017-2018 2018-2019 2019-2020 2020-2021
Working Capital 16100.32 17239.23 17816.15 18182.69 21028.10
Own Fund 1177.09 1370.61 1603.18 1906.46 2176.70
Total Deposit 13176.48 14041.62 14230.87 14292.43 16716.91
Loan & Advances 6007.97 6014.87 6153.93 6335.13 7113.46
Investment 8114.46 8550.29 9837.85 9045.57 10383.28
Cost of Deposit % 6.05 5.14 5.16 5.03 5.13
Cost of Management % 1.56 1.67 1.67 1.98 1.61
C.D. Ratio % 43.20 40.53 40.72 41.89 40.25
NPA- Gross AMT 582.56 547.49 527.46(8.75%) 445.32(7.03%) 493.64(6.94%)
NPA-Net-AMT 0.00 0.00 0.00 0.00 0.00
Total Business 19184.45 20056.49 20384.8 20627.56 23829.37
Business Per Branch 4796.11 5014.12 5096.2 5156.89 5957.34
Business Per Employee 336.57 328.79 345.51 303.35 350.43
Salary Per Employee 2.16 2.60 2.66 2.46 2.57
CRAR % 20.53 22.91 26.18 26.78 26.11
Provision A) NPA 722.09 726.66 776.66 816.08 855.98
B) Income Tax 110.67 130.64 129.44 152.41 110.88
Profit / Loss 150.98 160.79 174.76 191.06 220.39
Audit Classification A A A A A
Name and Address of Chartered Accounts / Firm with Contacts No. Milind Modak & Co.Nashik Pravin T. Malunjkar,Nashik Pravin T. Malunjkar,Nashik Pravin T. Malunjkar,Nashik Prakash R. Sahane & Co. Sangmner

Financial Position (2015 – 2016)

Particulars 2015-16
Working Capital 13,358.41
Own Fund 1,012.97
Total Deposit 10766.09
Loan & Advances 5230.43
Investment 6,457.61
Cost of Deposit 6.55
Cost of Management 1.89
C.D. Ratio 45.67
NPA- Gross AMT 518.34
NPA-Net-AMT 0.00
Total Business 15,996.52
Business Per Branch 3,999.13
Business Per Employee 280.64
Salary Per Employee 1.88
CRAR 21.66
Provision A) NPA 690.62
B) Income Tax 101.66
Profit / Loss 101.42
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Milind Modak & Co.Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2014 – 2015)

Particulars 2014-15
Working Capital 12,461.53
Own Fund 899.79
Total Deposit 10,039.09
Loan & Advances 5,158.31
Investment 6,326.09
Cost of Deposit 6.03
Cost of Management 1.94
C.D. Ratio 48.35
NPA- Gross AMT 632.39
NPA-Net-AMT 0.00
Total Business 15,197.40
Business Per Branch 3,799.35
Business Per Employee 257.58
Salary Per Employee 1.84
CRAR 18.00
Provision A) NPA 615.62
B) Income Tax 86.86
Profit / Loss 81.77
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Ahemednagar

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2013 – 2014)

Particulars 2013-14
Working Capital 12,189.26
Own Fund 792.39
Total Deposit 10,021.85
Loan & Advances 5,021.04
Investment 5,868.00
Cost of Deposit 7.39
Cost of Management 1.72
C.D. Ratio 47.41
NPA- Gross AMT 547.64
NPA-Net-AMT 0.00
Total Business 15,042.89
Business Per Branch 3,760.72
Business Per Employee 246.60
Salary Per Employee 1.68
CRAR 16.43
Provision A) NPA 540.12
B) Income Tax 75.00
Profit / Loss 79.97
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Ahemednagar

Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2012 – 2013)

>Particulars 2012-13
Working Capital 11,365.58
Own Fund 679.06
Total Deposit 9,405.49
Loan & Advances 4,618.84
Investment 5,705.95
Cost of Deposit 7.07
Cost of Management 1.50
C.D. Ratio 49.13
NPA- Gross AMT 538.74
NPA-Net-AMT 538.74
Total Business 14,024.33
Business Per Branch 3,506.08
Business Per Employee 241.80
Salary Per Employee 1.31
CRAR 15.58
Provision A) NPA 461.12
B) Income Tax 62.00
Profit / Loss 73.33
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Ahemednagar

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2011 – 2012)

Particulars 2011-12
Working Capital 10,500.62
Own Fund 601.09
Total Deposit 8,438.37
Loan & Advances 4,618.84
Investment 4,811.37
Cost of Deposit 5.94
Cost of Management 1.52
C.D. Ratio 57.01
NPA- Gross AMT 990.20
NPA-Net-AMT 140.91
Total Business 13,249.74
Business Per Branch 3,312.43
Business Per Employee 236.6
Salary Per Employee 1.24
CRAR 15.59
Provision A) NPA 849.29
B) Income Tax 42.23
Profit / Loss 54.44
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. M/s/ M.M.Thole & Co. Ahemednagar

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

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