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Financial Positions

Comparative Position for Last Seven Years

Financial Position 2016-2017 2017-2018 2018-2019 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025
Working Capital 16100.32 17239.23 17816.15 18182.69 21028.10 20688.15 19789.35 18854.45 574.83
Own Fund 1177.09 1370.61 1603.18 1906.46 2176.70 2354.68 2556.88 2660.29 3603.66
Total Deposit 13176.48 14041.62 14230.87 14292.43 16716.91 16258.12 14915.79 13783.35 13601.13
Loan & Advances 6007.97 6014.87 6153.93 6335.13 7113.46 6826.22 7519.99 7578.80 7166.87
Investment 8114.46 8550.29 9837.85 9045.57 10383.28 11183.26 9973.02 9488.48 9357.69
Cost of Deposit % 6.05 5.14 5.16 5.03 5.13 5.03 5.05 5.55 5.80
Cost of Management % 1.56 1.67 1.67 1.98 1.61 1.91 2.03 2.36 2.22
C.D. Ratio % 43.20 40.53 40.72 41.89 40.25 39.06 46.34 47.44 52.69
NPA- Gross AMT 582.56 547.49 527.46(8.75%) 445.32(7.03%) 493.64(6.94%) 314.59(4.61%) 337.29(4.49%) 354.98(4.68%) 267.12(3.73%)
NPA-Net-AMT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Business 19184.45 20056.49 20384.8 20627.56 23829.37 23084.34 22434.78 21362.15 20768
Business Per Branch 4796.11 5014.12 5096.2 5156.89 5957.34 5771.09 5608.70 4272.43 4153.60
Business Per Employee 336.57 328.79 345.51 303.35 350.43 349.76 356.11 339.08 305.41/td>
Salary Per Employee 2.16 2.60 2.66 2.46 2.57 3.10 3.23 3.19 3.21
CRAR % 20.53 22.91 26.18 26.78 26.11 33.99 31.98 35.07 37.69
Provision A) NPA 722.09 726.66 776.66 816.08 855.98 895.98 920.98 935.98 941.98
B) Income Tax 110.67 130.64 129.44 152.41 110.88 82.50 59.51 76.77 57.68
Profit / Loss 150.98 160.79 174.76 191.06 220.39 270.14 185.91 205.99 213.73
Audit Classification A A A A A A A A A
Name and Address of Chartered Accounts / Firm with Contacts No. Milind Modak & Co.Nashik Pravin T. Malunjkar,Nashik Pravin T. Malunjkar,Nashik Pravin T. Malunjkar,Nashik Prakash R. Sahane & Co. Sangmner KPN & Co. Nashik Milind Modak & Co.Nashik Milind Modak & Co.Nashik V.H.JAJOO & CO.

Financial Position (2024 – 2025)

Particulars 2024-25
Working Capital574.83
Own Fund3603.66
Total Deposit13601.13
Loan & Advances7166.87
Investment9357.69
Cost of Deposit %5.80%
Cost of Management %2.22%
C.D. Ratio %52.69%
NPA- Gross AMT(267.12) 3.73%
NPA-Net-AMT0.00%
Total Business20768
Business Per Branch4153.60
Business Per Employee305.41
Salary Per Employee3.21
CRAR %37.69%
Provision A) NPA941.98
B) Income Tax57.68
Profit / Loss213.73
Audit ClassificationA
Name and Address of Chartered Accounts / Firm with Contacts No.V.H.JAJOO & CO.

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2023 – 2024)

Particulars 2023-24
Working Capital 18,854.45
Own Fund 2,660.29
Total Deposit 13,783.35
Loan & Advances 7,578.80
Investment 9,488.48
Cost of Deposit % 5.55%
Cost of Management % 2.36%
C.D. Ratio % 47.44%
NPA- Gross AMT 354.98 (4.68%)
NPA-Net-AMT 0.00
Total Business 21,362.15
Business Per Branch 4,272.43
Business Per Employee 339.08
Salary Per Employee 3.19
CRAR % 35.07%
Provision A) NPA 935.98
B) Income Tax 76.77
Profit / Loss 205.99
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Mlind Modak & Co., Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2022 - 2023)

Particulars 2022-23
Working Capital 19789.35
Own Fund 2556.88
Total Deposit 14915.79
Loan & Advances 7519.99
Investment 9973.02
Cost of Deposit 5.05
Cost of Management 2.03
C.D. Ratio 46.34
NPA- Gross AMT 337.29(4.49%)
NPA-Net-AMT 0.00
Total Business 22434.78
Business Per Branch 5608.70
Business Per Employee 356.11
Salary Per Employee 3.23
CRAR 31.98
Provision A) NPA 920.98/td>
B) Income Tax 59.51
Profit / Loss 185.91
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Milind Modak & Co.Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2021 - 2022)

Particulars 2021-22
Working Capital 20688.15
Own Fund 2354.68
Total Deposit 16258.12
Loan & Advances 6826.22
Investment 11183.26
Cost of Deposit 5.03
Cost of Management 1.91
C.D. Ratio 39.06
NPA- Gross AMT 314.59(4.61%)
NPA-Net-AMT 0.00
Total Business 23084.34
Business Per Branch 5771.09
Business Per Employee 349.76
Salary Per Employee 3.10
CRAR 33.99
Provision A) NPA 895.98/td>
B) Income Tax 82.50
Profit / Loss 270.14
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. KPN & Co. Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2020 - 2021)

Particulars 2020-21
Working Capital 21028.10
Own Fund 2176.70
Total Deposit 16716.91
Loan & Advances 7113.46
Investment 10383.28
Cost of Deposit 5.13
Cost of Management 1.61
C.D. Ratio 40.25
NPA- Gross AMT 493.64(6.94%)
NPA-Net-AMT 0.00
Total Business 23829.37
Business Per Branch 5957.34
Business Per Employee 350.43
Salary Per Employee 2.57
CRAR 26.11
Provision A) NPA 855.98
B) Income Tax 110.88
Profit / Loss 220.39
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Sangmner

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2019 - 2020)

Particulars 2019-20
Working Capital 21028.10
Own Fund 2176.70
Total Deposit 16716.91
Loan & Advances 7113.46
Investment 10383.28
Cost of Deposit 5.13
Cost of Management 1.61
C.D. Ratio 40.25
NPA- Gross AMT 493.64(6.94%)
NPA-Net-AMT 0.00
Total Business 23829.37
Business Per Branch 5957.34
Business Per Employee 350.43
Salary Per Employee 2.57
CRAR 26.11
Provision A) NPA 855.98
B) Income Tax 110.88
Profit / Loss 220.39
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Sangmner

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2019 - 2020)

Particulars 2019-20
Working Capital 18182.69
Own Fund 1906.46
Total Deposit 14292.43
Loan & Advances 6335.13
Investment 9045.57
Cost of Deposit 5.03
Cost of Management 1.98
C.D. Ratio 41.89
NPA- Gross AMT 445.32(7.03%)
NPA-Net-AMT 0.00
Total Business 20627.56
Business Per Branch 5156.89
Business Per Employee 303.35
Salary Per Employee 2.46
CRAR 26.78
Provision A) NPA 816.08
B) Income Tax 152.41
Profit / Loss 191.06
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Pravin T. Malunjkar, Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2018 - 2019)

Particulars 2018-19
Working Capital 17816.15
Own Fund 1603.18
Total Deposit 14230.87
Loan & Advances 6153.93
Investment 9837.85
Cost of Deposit 5.16
Cost of Management 1.67
C.D. Ratio 40.72
NPA- Gross AMT 527.46(8.75%)
NPA-Net-AMT 0.00
Total Business 20384.8
Business Per Branch 5096.2
Business Per Employee 345.51
Salary Per Employee 2.66
CRAR 26.18
Provision A) NPA 776.66
B) Income Tax 129.44
Profit / Loss 174.76
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Pravin T. Malunjkar, Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2017 – 2018)

Particulars 2017-18
Working Capital 17239.23
Own Fund 1370.61
Total Deposit 14041.62
Loan & Advances 6014.87
Investment 8550.29
Cost of Deposit 5.14
Cost of Management 1.67
C.D. Ratio 40.53
NPA- Gross AMT 547.49
NPA-Net-AMT 0.00
Total Business 20056.49
Business Per Branch 5014.12
Business Per Employee 328.79
Salary Per Employee 2.60
CRAR 22.91
Provision A) NPA 726.66
B) Income Tax 130.64
Profit / Loss 160.79
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Pravin T. Malunjkar, Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2016 – 2017)

Particulars 2016-17
Working Capital 16100.32
Own Fund 1177.09
Total Deposit 13176.48
Loan & Advances 6007.97
Investment 8114.46
Cost of Deposit 6.05
Cost of Management 1.56
C.D. Ratio 43.20
NPA- Gross AMT 582.56
NPA-Net-AMT 0.00
Total Business 19184.45
Business Per Branch 4796.11
Business Per Employee 336.57
Salary Per Employee 2.16
CRAR 20.53
Provision A) NPA 722.09
B) Income Tax 110.67
Profit / Loss 150.98
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Milind Modak & Co.Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2015 – 2016)

Particulars 2015-16
Working Capital 13,358.41
Own Fund 1,012.97
Total Deposit 10766.09
Loan & Advances 5230.43
Investment 6,457.61
Cost of Deposit 6.55
Cost of Management 1.89
C.D. Ratio 45.67
NPA- Gross AMT 518.34
NPA-Net-AMT 0.00
Total Business 15,996.52
Business Per Branch 3,999.13
Business Per Employee 280.64
Salary Per Employee 1.88
CRAR 21.66
Provision A) NPA 690.62
B) Income Tax 101.66
Profit / Loss 101.42
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Milind Modak & Co.Nashik

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2014 – 2015)

Particulars 2014-15
Working Capital 12,461.53
Own Fund 899.79
Total Deposit 10,039.09
Loan & Advances 5,158.31
Investment 6,326.09
Cost of Deposit 6.03
Cost of Management 1.94
C.D. Ratio 48.35
NPA- Gross AMT 632.39
NPA-Net-AMT 0.00
Total Business 15,197.40
Business Per Branch 3,799.35
Business Per Employee 257.58
Salary Per Employee 1.84
CRAR 18.00
Provision A) NPA 615.62
B) Income Tax 86.86
Profit / Loss 81.77
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Ahemednagar

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2013 – 2014)

Particulars 2013-14
Working Capital 12,189.26
Own Fund 792.39
Total Deposit 10,021.85
Loan & Advances 5,021.04
Investment 5,868.00
Cost of Deposit 7.39
Cost of Management 1.72
C.D. Ratio 47.41
NPA- Gross AMT 547.64
NPA-Net-AMT 0.00
Total Business 15,042.89
Business Per Branch 3,760.72
Business Per Employee 246.60
Salary Per Employee 1.68
CRAR 16.43
Provision A) NPA 540.12
B) Income Tax 75.00
Profit / Loss 79.97
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Ahemednagar

Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2012 – 2013)

>Particulars 2012-13
Working Capital 11,365.58
Own Fund 679.06
Total Deposit 9,405.49
Loan & Advances 4,618.84
Investment 5,705.95
Cost of Deposit 7.07
Cost of Management 1.50
C.D. Ratio 49.13
NPA- Gross AMT 538.74
NPA-Net-AMT 538.74
Total Business 14,024.33
Business Per Branch 3,506.08
Business Per Employee 241.80
Salary Per Employee 1.31
CRAR 15.58
Provision A) NPA 461.12
B) Income Tax 62.00
Profit / Loss 73.33
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. Prakash R. Sahane & Co. Ahemednagar

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)

Financial Position (2011 – 2012)

Particulars 2011-12
Working Capital 10,500.62
Own Fund 601.09
Total Deposit 8,438.37
Loan & Advances 4,618.84
Investment 4,811.37
Cost of Deposit 5.94
Cost of Management 1.52
C.D. Ratio 57.01
NPA- Gross AMT 990.20
NPA-Net-AMT 140.91
Total Business 13,249.74
Business Per Branch 3,312.43
Business Per Employee 236.6
Salary Per Employee 1.24
CRAR 15.59
Provision A) NPA 849.29
B) Income Tax 42.23
Profit / Loss 54.44
Audit Classification A
Name and Address of Chartered Accounts / Firm with Contacts No. M/s/ M.M.Thole & Co. Ahemednagar

(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)