General Banking Tip: Don't share your personal information like Debit card details/PIN/CVV/OTP/Card Expiry Date/UPI PIN, over phone mails/e mail/SMS to anyone even though someone pretending to be bank officials. Your bank never asks for such details to customers. Don't click on unknown links sent to you through SMS/emails.

LIC Loan

  • Loan holder must be a member of the bank.
  • Eligible applicants include individuals, salaried employees, businessmen, and self-employed persons.
  • Loan will be available on the basis of current income of the individual. Loan amount can be sanctioned up to 5 times of the existing salary.
  • Duly filled in Account Opening Form
  • Residential proof: Light Bill, Passport, Voter ID, Driving Licence
  • Photo ID proof: PAN Card, Aadhaar Card
  • 2 latest photographs
  • Latest 3 months’ salary slips, ITR, Form No.16, Bank A/c Statement
  • 80% of surrender value
  • Other Terms and Conditions Applicable