General Banking Tip: Don't share your personal information like Debit card details/PIN/CVV/OTP/Card Expiry Date/UPI PIN, over phone mails/e mail/SMS to anyone even though someone pretending to be bank officials. Your bank never asks for such details to customers. Don't click on unknown links sent to you through SMS/emails.

Interest Rates

Deposits Rate

Sr No. Days Rate
1 30 Days to 90 Days 4.50%
2 91 Days to 180 Days 5.50%
3 181 Days to 365 Days 5.75%
4 366 Days to 2 years 7.00%
5 Above 2 years 7.50%
Sr. Citizen & Co.op Soc. Extra 0.50%
 
१) गोदावरी अमृत ठेव योजना
२५ महिने व पुढील कालावधीसाठी व्याजदर ८.१०%
(सरळ व्याज दराने)
२) वसंत कल्पवृक्ष ठेव योजना
रु १,००,०००/- ठेवा फक्त ८३५ दिवस व मिळावा रु १,१७,७२९/-
"ठेव नव्हे भविष्याची हमी"

Loans & Advance Rate

Sr No Particular Revised
1 Educational Loan  
A)    Educational Individual 10.00%
B)    Educational Institution Loan (as per exposure Limit) 10.50%
2 Vehicle Loan  
1) New Vehicle  9.00%
2) Old Vehicle 10.00%
3 Housing Loan  
1)    Up to 1 Crore 9.00%
   
4 Personal Loan 12.00%
5 Loan for Professionals (C.A., Doctors, Advocates, Architects, etc.)  
12.00%
6 Hypothecation CC/Term Loan/other  
1)    Up to 5 Lakh 12.00%
7 Shop / Plot Purchase / Mortgage Loan  
1)    Up to 5 Lakh 12.00%
2)    More than Rs. 5 Lakh 12.50%
8 Gold Loan  
1)    Regular Up to 2 Lakh 8.50%
2)    Farmer (7x12) Up to 1 Lakh 7.50%
3)    Gold Loan CC 8.50%
9 Machinery / Hire Purchase Loan 12.00%
10 Project Loan  
1)    Up to Rs. 5 Lakh 12.00%
2)    More than 5 Lakh 12.50%
11 Special scheme Term Loan / CC Business Priority Loan  
period 84 month Up to exposure Limit (Priority sector / Professional / consultants / SSI unite/ Equipment / Repairs / working capital) 12.00%
12 Corporate Rent Agreement 12.00%
13 Annasaheb Patil Schem 12.00%
14 Caching Class fee / Education 12.00%
15 Godavari Unnati Yojana 12.00%
16 Godavari Rupya Mohotsav 12.00%
Note: - In case of female borrower discount of 0.10% for gold loan and 0.25% other category loan