Interest Rates

Deposits Rate

Sr No. Days Rate
1 30 Days to 90 Days 4.50%
2 91 Days to 180 Days 5.50%
3 181 Days to 365 Days 5.75%
4 366 Days to 2 years 7.00%
5 Above 2 years 7.50%
Sr. Citizen Extra 0.50%

EMI rates mentioned above are for an amount of 1 Lakh and limited to borrowers who repay the loans at regular intervals. *Conditions Applied*



2% discount on interest and 1% discount on home loans if EMI’s are paid before 10th of every month. (Rebate) (Excluding Gold Mortgage, Godavari Unnati Loan Scheme, Education Sevak Personal Loan Scheme and Godavari Silver Jubilee Loan Scheme) *Conditions Applied*

Loans & Advance Rate

Sr No. Days Rate
1 Gold Loan
Regular
Former(7X12) Upto 2 Lakh
Gold Loan CC
8.50%
7.50%
8.50%
2 Shetkari Vikas Gold Loan
(Upto 1 Lakh)
7.00%
3 Education Loan
1) Education-Individual
2) Education-Others
10%
10.50%
4 Vechicle Loan
(Old and New Vechicle)
10.00%
5 Home Loan
1. Upto 10 Lakh
2. Above 10 Lakh
9.00%
9.50%
6 Personal Loan 12.00%
7 Business Priority / Professional Loan 12.00%
8 Machinery / Hire Purchase Loan 12.00%
9 Hypothication / Cash Credit
1. Upto 5 Lakh
2. Above 5 Lakh
12.0%
12.50%
10 Anna Saheb Patil Mahamandal Yojana 14.00%
11 Godavari Silver Jubly Yojana 12.00%
12 Godavari Unnati Loan Yojana
upto Rs.50000/-
12.00%
13 Corporate Rent Agreement Loan 12.00%
14 Coaching Class Education Fee Loan 12.00%
15 Education Servent -Personal Loan 12.00%
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